Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Raytox Vault platform, including all tools, dashboards, and data-analysis outputs made available through our website (the "Service"). Please read them carefully before using the Service.

Draft notice: This document is a general template provided for editing and does not constitute legal advice. It has not been reviewed by a licensed attorney and may not satisfy the legal requirements applicable to your jurisdiction. Raytox Vault recommends having this document reviewed by qualified legal counsel before relying on it.

1. Acceptance of Terms

By accessing, browsing, or otherwise using the Raytox Vault website or Service, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you must discontinue use of the Service immediately.

If you are using the Service on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms, in which case "you" refers to that entity.

2. Description of the Service

Raytox Vault provides an AI-driven data-analysis platform that produces predictive modeling outputs and risk-weighted informational content related to supplemental income decisions. The Service is provided for informational and analytical purposes only.

No Guarantee Outputs are probabilistic estimates, not assurances of any particular result.
No Advice Nothing provided constitutes financial, legal, tax, or investment advice.
Your Decision All decisions made using the Service remain solely your responsibility.
Subject to Change Features, models, and availability may be modified or withdrawn at any time.

3. Eligibility and Account Responsibilities

To use certain features of the Service you may be required to register for an account. You agree to provide accurate, current, and complete information during registration and to keep such information up to date.

  • You must be of legal age in your jurisdiction to enter into a binding agreement.
  • You are responsible for maintaining the confidentiality of your login credentials.
  • You are responsible for all activity that occurs under your account.
  • You must notify Raytox Vault promptly of any unauthorized use of your account.

4. Acceptable Use

You agree not to misuse the Service. Prohibited conduct includes, without limitation, the following:

Prohibited Activities

Attempting to reverse-engineer, decompile, or extract the underlying models or source code of the Service; interfering with or disrupting the integrity or performance of the Service; using automated scripts to scrape or overload the platform; impersonating another person or entity.

Content Restrictions

Uploading or transmitting unlawful, infringing, defamatory, or malicious content; using the Service to violate any applicable local, national, or international law or regulation.

5. Intellectual Property

All content, software, design elements, trademarks, and other materials made available through the Service (collectively, the "Materials") are owned by or licensed to Raytox Vault and are protected by applicable intellectual property laws.

Subject to your compliance with these Terms, Raytox Vault grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business purposes. No other rights are granted, and all rights not expressly granted are reserved by Raytox Vault.

6. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

No outcome warranty: Raytox Vault does not warrant that predictive outputs, risk assessments, or any other analytical results will be accurate, complete, reliable, or suitable for any particular decision. Past performance of any model is not indicative of future results.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Raytox Vault, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

In no event shall the aggregate liability of Raytox Vault arising out of or related to these Terms exceed the amount, if any, paid by you to Raytox Vault for use of the Service during the twelve (12) months preceding the event giving rise to the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless Raytox Vault and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any rights of a third party.

9. Suspension and Termination

Raytox Vault reserves the right to suspend or terminate your access to the Service, in whole or in part, at any time and without prior notice, if we reasonably believe you have violated these Terms or if such action is necessary to protect the Service or other users.

Upon termination, your right to use the Service will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

10. Changes to the Service and Terms

Raytox Vault may modify, suspend, or discontinue any part of the Service at any time without liability. We may also revise these Terms from time to time. Updated versions will be posted on this page with a revised effective date. Continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where Raytox Vault is established, without regard to conflict-of-law principles. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable mandatory law.

12. General Provisions

12.1

Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

12.2

No Waiver

Failure to enforce any provision of these Terms shall not constitute a waiver of that or any other provision.

12.3

Assignment

You may not assign or transfer these Terms without prior written consent from Raytox Vault. We may assign our rights freely.

12.4

Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and Raytox Vault regarding the Service.

13. Contact Information

If you have questions about these Terms, you may contact Raytox Vault using the details provided in the footer of this website.

Last updated: this document should be dated upon publication and whenever materially revised.